{"id":2728,"date":"2022-02-09T16:04:00","date_gmt":"2022-02-09T05:04:00","guid":{"rendered":"https:\/\/kovena.com\/?p=2728"},"modified":"2022-10-13T06:24:35","modified_gmt":"2022-10-12T19:24:35","slug":"pci-compliance-pms","status":"publish","type":"post","link":"https:\/\/kovena.com\/es\/blog\/pci-compliance-pms\/","title":{"rendered":"Quick Guide to PCI Compliance for Property Management Systems"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2728\" class=\"elementor elementor-2728\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d1a2d35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d1a2d35\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b7594fa\" data-id=\"2b7594fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e67e42e elementor-widget elementor-widget-text-editor\" data-id=\"1e67e42e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><!-- wp:heading {\"kioblocks\":[]} --><\/p>\n<h2>The benefits, risks, and solutions to PCI compliance<\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"706b\">Payment data security is a hot topic, with huge fines for companies that breach trust and new regulations regularly rolled out. Your Property Management System (PMS) may not get&nbsp;<a href=\"https:\/\/portswigger.net\/daily-swig\/equifax-finalizes-data-breach-settlement-with-us-regulators\" target=\"_blank\" rel=\"noreferrer noopener\"><u>multimillion-dollar fines<\/u><\/a>&nbsp;like Equifax for a breach of millions of cardholder\u2019s data, yet Payment Card Industry (PCI) Compliance is still vital to your business.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"ea69\">Why should PCI Compliance be on your radar? We\u2019re going to cover the basics of PCI Compliance, walking you through:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"kioblocks\":[]} --><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">What PCI Compliance is<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">The benefits of being PCI Compliant<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Risks associated with being non-PCI Compliant<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">How you can negate concerns about PCI Compliance<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"cb57\">With this guide, you can be confident that your PMS fully meets industry and customer expectations.&nbsp;<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"kioblocks\":[]} --><\/p>\n<h2 id=\"e61b\">What is PCI Compliance?<\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"baa8\">PCI Compliance, or Payment Card Industry Compliance, is a ream of documentation covering over 1,800 pages of regulations.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"ff96\">The full name is Payment Card Industry Data Security Standard (PCI DSS) and it was launched in 2007. It boils down to the responsibility of every business in the card payment processing chain to process, transmit, and store card details securely.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"ea95\">The PCI DSS is administered and managed by the PCI Security Standards Council, which was created by:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"kioblocks\":[]} --><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Visa<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Mastercard<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">JCB<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">American Express<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Discover<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"5f29\">Compliance with the regulations falls to the payment brands and card acquirers \u2014 the banks that process payments through to merchant accounts.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"kioblocks\":[]} --><\/p>\n<h2 id=\"ad8d\">Why does my PMS need to be PCI Compliant?<\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"a359\">PCI Compliance can feel challenging and can become costly. Having a person or even team dedicated to knowing the rules and keeping on the right side of them can eat into your internal resources.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"kioblocks\":[]} --><\/p>\n<p id=\"c929\">Being PCI Compliant means that you\u2019ll:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"kioblocks\":[]} --><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Have more credibility with the hotels you work with, and their guests<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Protect your customer\u2019s credit card data when a booking is created<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Earn a better reputation with card acquirers and other payment partners<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 14px;\">Develop solid infrastructure around data security and online safety<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27fc16a elementor-widget elementor-widget-image\" data-id=\"27fc16a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"640\" height=\"426\" src=\"https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-1024x682.jpeg\" class=\"attachment-large size-large wp-image-8313 img-fluid\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-1024x682.jpeg 1024w, https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-300x200.jpeg 300w, https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-768x512.jpeg 768w, https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-900x600.jpeg 900w, https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1-1200x800.jpeg 1200w, https:\/\/kovena.com\/wp-content\/uploads\/0_oCC2TxPFsVKL3Wrx-1.jpeg 1400w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfcf6d1 elementor-widget elementor-widget-text-editor\" data-id=\"bfcf6d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 id=\"b2ca\">What are the Risks of Not Being PCI Compliant?<\/h2>\n<p id=\"3d8b\">Calculating the risk of falling foul of PCI Compliance is vital to see the value of adhering to what can feel like cumbersome processes.<\/p>\n<p id=\"642d\">Not being PCI Compliant can lead to:<\/p>\n<ul>\n<li><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 14px; color: var( --e-global-color-text ); font-weight: var( --e-global-typography-text-font-weight );\">Fewer hotel customers, since you lose their trust and they seek competitors they can pay with confidence<\/span><\/li>\n<li><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 14px; color: var( --e-global-color-text ); font-weight: var( --e-global-typography-text-font-weight );\">Legal cases filed against you by former customers, banks and card acquirers, and even the government \u2014 with potentially huge financial costs<\/span><\/li>\n<li><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 14px; color: var( --e-global-color-text ); font-weight: var( --e-global-typography-text-font-weight );\">An audit by the PCI Security Council, your bank or card acquirer, and the government to understand your security issues<\/span><\/li>\n<li><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 14px; color: var( --e-global-color-text ); font-weight: var( --e-global-typography-text-font-weight );\">Public relations disasters when customers associate your name with a hack or data breach rather than the software and tools you offer hotels<\/span><\/li>\n<\/ul>\n<p id=\"e80a\">All of these are definitely worth avoiding for both your PMS and the accommodations you serve.<\/p>\n<p>If your PMS already handles payments, you\u2019ll know the costs associated with remaining Compliant. Many PMS\u2019 pay over $30k to get certified and have ongoing costs of $20k per year.<\/p>\n<h2 id=\"eb63\">Can I outsource PCI Compliance?<\/h2>\n<p id=\"efea\">Payments will be one of many elements of your offering to hotels and you take on a substantial risk by processing them internally. Choosing a payment provider with a PCI Travel Vault is a cost-effective and secure way to outsource your PCI Compliance.<\/p>\n<p>Working with a global payments and compliance solution like\u00a0Kovena\u00a0means you can take full advantage of their infrastructure that tokenizes sensitive customer information through a secure, PCI Travel Vault.<\/p>\n<p id=\"d5d2\">With having a PCI Travel Vault provided by Kovena, both your PMS and the hotels you work with are no longer responsible for keeping payment information secure. What\u2019s more, hotel guests need never know that you\u2019re using a third-party solution; systems like Kovena offer a fully white-labeled solution making the guest journey seamless.<\/p>\n<p id=\"68a0\">Is PCI Compliance a cost or concern for you?\u00a0<a href=\"https:\/\/share.hsforms.com\/1FhSEBwYXRF2gQ9kMc760Hwbmbkb\"><u>Contact Kovena<\/u><\/a>\u00a0and learn how we can outsource your compliance issues.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The benefits, risks, and solutions to PCI compliance Payment data security is a hot topic, with&#8230;<\/p>\n","protected":false},"author":5,"featured_media":3086,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"kk_blocks_editor_width":"","_kiokenblocks_attr":"","_kiokenblocks_dimensions":""},"categories":[36],"tags":[28,25],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quick Guide to PCI Compliance for Property Management Systems - Kovena<\/title>\n<meta name=\"description\" content=\"How much time and money does your PMS spend on PCI Compliance? 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