Frictionless payments.
Made for hoteliers.

Manage transactions and reporting directly within your daily operating software. Reduce chargebacks by 20x with Kovena’s industry specific technology.

Embedded payments
automate manual processes.

A typical accommodation spends over 3 hours per day managing payments and reconciling reports.

  • Charge guests before they arrive to your accommodation
  • Automate charges in line with booking policies
  • Increase direct bookings
  • Manage payments and refunds directly in your PMS or Booking Engine
  • Transparent reports enable the ability to know exactly what will arrive in your bank account

Kovena is a purpose-built embedded payments solution for Accommodation Providers.

Frictionless and Transparent

Specialised means benefits.

Accommodation providers see 4 immediate benefits when using Kovena.


Simplify processes

Industry specific technology
  • Issue charges, pre-authorisations and refunds direcly in your PMS or Booking Engine
  • Process card transactions across the counter, through your website, or from OTAs
  • Use a Virtual Terminal and remove the need to write down and store card details
  • Store Virtual Cards from OTAs, even before they become unlocked
  • Automatically charge guests in line with your booking and deposit policies

Increase revenue

Guest payment tools
  • Increase direct booking conversions
  • Charge no-shows and have the ability to take Card Not Present (CNP) transactions
  • Chargeback mitigation tools that flag potential fraudulent transactions before they happen
  • Allow guests to pay in their local currency

Simplified reconciliation

Booking and payment data centralised
  • Transaction data is connected to guest booking data
  • Fees are transparent, competitive, and easy to understand
  • Clear reporting so hotels know exactly what they will receive in their bank

Reduce risk

Industry-leading security
  • Highest compliance in market- PCI v3.2.1 Lvl 1
  • Tokenized card details stored in our secure vault, minimising risk
  • 3D Secure for high risk payments, transferring liability from accommodations to the cardholder
  • Kovena’s PCI Travel Vault ensures you remain 100% PCI Compliant
Embedded Payments

Let’s talk

If you’re a SaaS provider to the hospitality industry with 200+ customers using your platform (free or paid), we’d love to chat about how we can add value by embedding payments in your technology stack.